Affin Islamic Bank AFFIN ISLAMIC Term Deposit-i
Islamic Bank Accounts in Terengganu
Fixed-profit Islamic term deposit from Affin Islamic with tenures of 1 to 60 months, minimum RM5,000 for 1-month placements and RM500 for 2 months and above, plus an eTD-i online-placement variant with campaign rates via AffinAlways.
Affin Islamic's TD-i wins on flexibility - RM500 entry, five-year maximum tenure, and upfront or monthly profit payout options that suit retirees drawing income. The missing piece is on-page rate disclosure: you must check the deposit-rates page or the eTD-i campaign for current numbers, where peers like Bank Muamalat print a dated table (1.80%-2.10%, effective 28 July 2025) right on the product page. Crawled 6 Aug 2026.
Pros
- RM500 minimum from 2 months undercuts AmBank's RM5,000 floor
- 60-month maximum tenure for long-horizon savers
- Upfront-profit option is rare among Malaysian term deposits-i
Cons
- Rate table lives off-page; no dated rates in the product copy
- Underlying contract not named on the page
- eTD-i campaign rates require online placement and carry campaign conditions
Open Account
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Affin Islamic Bank in Terengganu
Affin Islamic Bank's account serves customers in Terengganu. Malaysian Islamic accounts pay contracted Tawarruq profit or discretionary hibah depending on the underlying contract, never interest. Deposits at PIDM member banks are protected up to RM250,000 per depositor per member bank; check each provider's membership status, which our profiles document. Affin Islamic Bank operates across Malaysia, so Terengganu residents have full access to this product.
Shariah Compliance & Oversight
Overseen by the Shariah Committee of Affin Islamic Bank Berhad, a standalone full-fledged Islamic bank (operating since 1 April 2006), chaired by Assoc. Prof. Dr. Kamaruzaman Noordin per the bank's committee page (crawled 6 Aug 2026). BNM-licensed under IFSA 2013; PIDM member.
2026-08-06
Why It's Halal
A term deposit-i from a standalone full-fledged Islamic bank (Affin Islamic Bank Berhad, BNM-licensed under IFSA 2013), offering a pre-determined fixed profit rate - the pre-agreed return that distinguishes compliant term deposits from discretionary-interest products. Rates are published via the bank's deposit-rates page and PDS linked on-page. PIDM-protected. Crawled 6 Aug 2026.
Regional Availability
Affin Islamic Bank serves all of Malaysia
✓ Available nationwide including Terengganu
Open Account: Affin Islamic Bank
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Compare With Other Options in Terengganu
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NationwideFrequently Asked Questions
What is Affin Islamic Bank AFFIN ISLAMIC Term Deposit-i?
Why is Affin Islamic Bank AFFIN ISLAMIC Term Deposit-i considered halal?
Is Affin Islamic Bank AFFIN ISLAMIC Term Deposit-i available in Terengganu?
What Shariah oversight does Affin Islamic Bank have?
What financing structure does Affin Islamic Bank AFFIN ISLAMIC Term Deposit-i use?
How do I apply for Affin Islamic Bank AFFIN ISLAMIC Term Deposit-i in Terengganu?
What personal financing suits Terengganu's civil servants?
How do Terengganu savers use Tabung Haji?
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Important: HalalWallet provides educational information and comparisons to help you explore halal financial options. We do not provide financial, legal, or religious advice. Product structures and Shariah compliance oversight vary by provider. Always verify halal compliance directly with providers and consult with qualified Islamic finance advisors or scholars for guidance on specific products and your individual circumstances.