Epf
9 articles tagged “Epf”
How to Switch to EPF Simpanan Shariah (2026): Step by Step
The exact registration channels, the Wakalah akad, the effective date rules, and the questions to settle before you make the one-way switch.
EPF Simpanan Shariah (2026): The Complete Guide
How EPF's Shariah savings election works: the Wakalah akad, the one-way switch, and the full dividend history from 2017 through the 2024 and 2025 declarations that matched conventional.
EPF Simpanan Shariah vs Conventional (2026): Nine Years of Dividends Compared
The complete year-by-year dividend record from 2017 to 2025, what the gap actually cost, and why 2024 and 2025 changed the argument.
Is Conventional EPF Halal? The Honest Scholarly Answer (2026)
What Malaysian fatwa bodies have actually ruled on conventional EPF savings, the purification question, and EPF's own published purification rate.
Halal Retirement Planning in Malaysia (2026): The Complete Playbook
The full stack in order: EPF Simpanan Shariah, nomination, PRS Shariah, private halal investing, takaful protection and the wasiat. What to do first and why.
EPF Nomination for Muslims (2026): Your Nominee Is a Wasi, Not an Heir
For Muslim EPF members the nominee does not inherit the money. They administer it under faraid. How nomination works, the AmanahRaya option, and what happens without one.
Wakalah Explained (2026): The Contract Behind EPF Simpanan Shariah and Tabung Haji
Malaysia's two biggest Shariah savings institutions both run on Wakalah. What the agency contract means, why returns are not guaranteed, and how to read the akad.
Tabung Haji vs EPF Simpanan Shariah (2026): Different Jobs, Different Numbers
Malaysia's two statutory Shariah savings institutions compared: distribution history, guarantees, tax and zakat treatment, and which money belongs where.
Zakat on EPF and Tabung Haji (2026): What the Fatwa Bodies Actually Ruled
TH pays zakat on savings centrally. EPF does not, and the obligation follows access to the money. The documented rulings, state by state nuances, and a practical checklist.