6 articles tagged “Retirement”
The exact registration channels, the Wakalah akad, the effective date rules, and the questions to settle before you make the one-way switch.
How Shariah-based Private Retirement Schemes work, the Public Mutual and Principal shelves compared, and the honest fee math against EPF's zero cost.
How EPF's Shariah savings election works: the Wakalah akad, the one-way switch, and the full dividend history from 2017 through the 2024 and 2025 declarations that matched conventional.
The complete year-by-year dividend record from 2017 to 2025, what the gap actually cost, and why 2024 and 2025 changed the argument.
What Malaysian fatwa bodies have actually ruled on conventional EPF savings, the purification question, and EPF's own published purification rate.
The full stack in order: EPF Simpanan Shariah, nomination, PRS Shariah, private halal investing, takaful protection and the wasiat. What to do first and why.