Tawarruq
6 articles tagged “Tawarruq”
AmBank Islamic Personal Loan Rates (2026): Personal Financing-i Reviewed
AmBank Islamic prints effective rates on both its personal financing products: Personal Financing-i for government staff via BPA, and AmMoneyLine-i for salaried and self-employed Malaysians. Checked against Bank Islam.
Tawarruq Personal Financing Explained (2026): Commodity Murabahah in Malaysia
Tawarruq personal financing is a commodity sale, not a loan: the bank buys and sells a commodity on Bursa Suq al-Sila' and you repay the Sale Price. The four steps, BNM's rules, ibra', ta'widh and the PDS lines to check.
Affin Islamic Home Loan Review (2026): Equity or Tawarruq, Rates and Fees
Affin Islamic lets a home buyer choose between an equity contract (Home Invest-i, 10% ceiling) and a commodity contract (Tawarruq Home Financing-i, 12% ceiling). Printed rates, fees, ibra terms and a worked instalment.
CIMB Platinum-i Credit Card Review (2026): Tawarruq, Points, Fees, Verdict
CIMB Islamic's Platinum-i card has no annual fee, earns 1 Bonus Point per RM1 and 5X on zakat, and moved from Ujrah to Tawarruq on 1 January 2026. We price it against Maybank Ikhwan and Bank Islam.
CIMB Islamic Home Loan Review (2026): Flexi Home Financing-i Rate and Fees
CIMB Islamic's Flexi Home Financing-i is a Tawarruq facility with a linked SMIA-i account that offsets 100% of your deposit against daily profit. Rates from SBR + 2.05%, RM10 a month, and a RM500,000 example.
Hibah, Qard and Tawarruq: How Islamic Deposit Returns Actually Work in Malaysia (2026)
Why can one Islamic account guarantee its rate while another calls it a gift? The answer is the contract, and it changes what you can rely on.