2 articles tagged “Ujrah”

PTPTN converted its study loan to an Ujrah contract in 2008 after a National Fatwa Committee ruling. How the 1% a year fee is calculated, what it replaced, which exemptions survive, and what a strict graduate should do.
How a credit card can be halal, why CIMB converted its whole card book from Ujrah to Tawarruq in January 2026, and which printed rewards actually pay. The full comparison.