BIMB Investment BIMB i Growth
Islamic Investing in Johor
Aggressive-growth Shariah equity fund from BIMB Investment, the Bank Islam subsidiary, with commencement date 30 June 1994. Benchmarked to the FBM Emas Shariah Index with 70% to 98% in Shariah-compliant equities. Sales charge up to 5.00% of NAV per unit, management fee 1.50% per annum, trustee fee 0.06%, minimum initial investment RM500 with RM100 additions (fund page and PHS dated 29 August 2025, crawled 2026-08-07).
BIMB i Growth is the purist's pick: an Islamic-only manager owned by Malaysia's first Islamic bank, running a Shariah mandate since 1994, with the lowest minimum (RM500) of the flagship funds we compared. The offset is scale and digital reach; BIMB decommissioned its BEST app on 1 January 2026 with a replacement still under study, so investing means agents, the office or third-party platforms for now. Fee economics are middle of the pack (fund page, PHS and notices, crawled 2026-08-07).
Pros
- House manages only Shariah funds, so no conventional shelf to filter
- RM500 entry is the most accessible in its peer group
- Three decades of operating history
Cons
- Up to 5.00% sales charge
- The BEST robo-style app was decommissioned effective 1 January 2026, temporarily narrowing digital access (company notice, crawled 2026-08-06)
- RM1.8 billion AUM is small next to Public Mutual and Principal
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Product Details
Type
mutual_fund
Expense Ratio
1.50% management, 0.06% trustee, up to 5.00% sales charge
Min Investment
RM500 initial, RM100 additional (PHS dated 29 August 2025, crawled 2026-08-07)
Fee
1.50% per year of NAV
Screening Method
Shariah-compliant equities 70-98% with BIMB Securities oversight, FBM Emas Shariah benchmark
BIMB Investment in Johor
BIMB Investment's BIMB i Growth is accessible to investors in Johor, structured as Shariah-compliant aggressive growth equity fund: Islamic funds and portfolios in Malaysia are national digital products, so region matters less than fees and governance. The product reports an expense ratio of 1.50% management, 0.06% trustee, up to 5.00% sales charge. Minimum investment: RM500 initial, RM100 additional (PHS dated 29 August 2025, crawled 2026-08-07). BIMB Investment operates across Malaysia, so Johor residents have full access to this product.
How BIMB Investment Works
Contact a consultant or the office
With the BEST app retired, onboarding runs through licensed consultants, the KL office or distribution partners.
Choose a Shariah-SRI fund
Seven retail funds spanning Malaysian equity, mixed assets, sukuk and global feeder mandates.
Start from RM500
Flagship minimum RM500 with RM100 additions.
Financing Structure
Islamic fund management company (SC-licensed) wholly owned by Bank Islam; all funds carry Shariah mandates with BIMB Securities as appointed Shariah Adviser (crawled 2026-08-07).
In-Depth Analysis
BIMB Investment Management Berhad is the asset management arm of Bank Islam, Malaysia's first Islamic bank, and has run Shariah mandates exclusively since operations began on 20 June 1994. The house brands its range Shariah-SRI, pairing SAC-compliant screening with ESG overlays, and manages RM1.8 billion as at 30 June 2026 (site, crawled 2026-08-06).
The flagship BIMB i Growth commenced 30 June 1994, benchmarks the FBM Emas Shariah Index with 70% to 98% equity allocation, and charges 1.50% management with a 5.00% maximum sales charge and RM500/RM100 minimums (PHS dated 29 August 2025, crawled 2026-08-07). BIMB Securities Sdn Bhd, a fully Shariah-compliant broker, serves as Shariah Adviser to the company and all 16 funds including wholesale mandates.
The main operational caveat is digital: the BEST robo app that once made BIMB a fintech pioneer was decommissioned on 1 January 2026, with the company conducting a feasibility study for a successor. Until that lands, access runs through consultants, the office and third-party platforms (company notices, crawled 2026-08-06).
Shariah Compliance Details
- BIMB Securities Sdn Bhd as Shariah Adviser for BIMB Investment and its 16 funds (crawled 2026-08-07)
- Shariah mandates only since 1994
- Shariah status reclassification risk disclosed on fund pages
- UNPRI signatory with Shariah-ESG integration
How BIMB Investment Compares
BIMB is the only Islamic-only retail fund house among the six managers compared; everyone else runs Islamic shelves inside conventional businesses. It concedes scale to Public Mutual and performance documentation to Principal, but nothing needs filtering. The post-app digital gap is the practical weakness versus robo alternatives like Wahed.
Vastly larger network and fund range, but a mixed house.
Halal-only conviction with an app, for those who want digital-first access.
Bottom Line
The purist's fund house: Islamic-only since 1994, bank-backed, RM500 entry. Accept a thinner range and, for now, an analogue onboarding experience.
Read full BIMB Investment reviewShariah Compliance & Oversight
BIMB Securities Sdn Bhd, appointed Shariah Adviser for BIMB Investment and all its funds (Shariah adviser page, crawled 2026-08-07).
2026-08-07
Why It's Halal
BIMB Investment is a wholly-owned subsidiary of Bank Islam Malaysia Berhad and states that it has provided investment management in Shariah mandates since inception in 1994; BIMB Securities Sdn Bhd is the appointed Shariah Adviser for the company and its 16 funds (Shariah adviser page, crawled 2026-08-07). The fund's own page lists Shariah status reclassification risk among its specific risks and confines the portfolio to Shariah-compliant equities, sukuk, Islamic money market instruments and Islamic deposits. As a bank-backed Islamic-only fund house and a UNPRI signatory, BIMB pairs Shariah screening with an ESG overlay across its Shariah-SRI branded range.
Regional Availability
BIMB Investment serves all of Malaysia
✓ Available nationwide including Johor
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NationwideHalal Investment Growth Estimate
See how your halal investments could grow over time
Total Value
RM 343,778
Contributed
RM 130,000
Growth
RM 213,778
Hypothetical projection. Past performance does not guarantee future results.
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Important: HalalWallet provides educational information and comparisons to help you explore halal financial options. We do not provide financial, legal, or religious advice. Product structures and Shariah compliance oversight vary by provider. Always verify halal compliance directly with providers and consult with qualified Islamic finance advisors or scholars for guidance on specific products and your individual circumstances.