AHAM Asset Management AHAM Aiiman Growth Fund
Islamic Investing in Pahang
Flagship Shariah equity fund of AHAM Asset Management (formerly Affin Hwang Asset Management), launched 8 October 2002 at RM0.50. Maximum sales charge 6.50% via IUTA channels or 5.50% via internal channels and consultants, management fee up to 1.50% per annum, minimum initial investment RM1,000 with RM100 additions (fund page, crawled 2026-08-06).
The Aiiman Growth Fund is AHAM's Islamic flagship and carries the strongest external Shariah brand in the market via Amanie. Buy it through the EPF i-Invest channel if eligible: the 3% capped sales charge nearly halves the cost of the worst-case 6.50% IUTA route. As with all the 1.50%-fee active funds here, the long-run case depends on manager skill beating the FBM Emas Shariah benchmark after that fee (fund page, crawled 2026-08-06).
Pros
- Globally recognised Shariah advisory firm behind the mandate
- EPF MIS channel caps the sales charge at 3%
- RM100 top-ups enable monthly investing
Cons
- Headline sales charge up to 6.50% through IUTA channels is the joint-highest we recorded in this market
- 1.50% management cap identical to peers with longer flagship records
Start Investing
Visit AHAM Asset Management's website to learn more and get started.
See pricing & termsOpens AHAM Asset Management's site, no obligation
Product Details
Type
mutual_fund
Expense Ratio
Up to 1.50% management, sales charge up to 6.50% (IUTA) or 5.50% (internal)
Min Investment
RM1,000 initial, RM100 additional (fund page, crawled 2026-08-06)
Fee
Up to 1.50% per year of NAV
Screening Method
SC SAC list with Amanie Advisors oversight
AHAM Asset Management in Pahang
AHAM Asset Management's AHAM Aiiman Growth Fund is accessible to investors in Pahang, structured as Shariah-compliant equity growth fund: Islamic funds and portfolios in Malaysia are national digital products, so region matters less than fees and governance. The product reports an expense ratio of Up to 1.50% management, sales charge up to 6.50% (IUTA) or 5.50% (internal). Minimum investment: RM1,000 initial, RM100 additional (fund page, crawled 2026-08-06). AHAM Asset Management operates across Malaysia, so Pahang residents have full access to this product.
How AHAM Asset Management Works
Choose your channel carefully
Sales charge varies from 3% (EPF MIS) to 6.50% (IUTA), so the same fund costs very differently by route.
Select from the Shariah list
AHAM publishes a dedicated Shariah fund list; core retail options are the Aiiman Growth and Money Market funds.
Invest from RM1,000
RM100 additional investments support regular contributions.
Financing Structure
SC-regulated unit trusts with the Islamic range under the Aiiman brand, screened to the SAC list and advised by Amanie Advisors (crawled 2026-08-06).
In-Depth Analysis
AHAM Asset Management (rebranded from Affin Hwang Asset Management under AHAM Capital) is one of Malaysia's largest multi-asset managers, and its Islamic business runs under the Aiiman brand. The verification question we set out with, whether Aiiman branding is current, resolves clearly: AHAM maintains AIIMAN pages and a dedicated Shariah fund list, with Amanie Advisors appointed to provide local and international Shariah advisory (AIIMAN Shariah advisor page, crawled 2026-08-06).
The retail Islamic flagships are the Aiiman Growth Fund (launched 8 October 2002; up to 1.50% management; RM1,000/RM100 minimums) and the Aiiman Money Market Fund (13 November 2008; no sales charge; up to 0.50% management). Sales charges on the growth fund depend heavily on channel: 6.50% maximum via IUTA platforms, 5.50% internal, and 3% capped for EPF MIS purchases (fund pages, crawled 2026-08-06).
Against the field, AHAM's differentiators are the Amanie name and the EPF channel economics; its money market pricing is beaten by both Public Mutual (0.375%) and Principal (0.40%).
Shariah Compliance Details
- Amanie Advisors appointed for Shariah advisory across the Aiiman capability (crawled 2026-08-06)
- Dedicated published Shariah fund list
- SC SAC compliant-securities screening
How AHAM Asset Management Compares
AHAM's Islamic range is competitive but rarely the cheapest: Public Mutual undercuts its money market fee, Principal outguns its equity record, and the ETFs beat everyone on cost. The Amanie relationship and EPF channel pricing are the reasons to choose it.
Cheaper money market fund and bigger network.
Stronger flagship equity record, same Amanie advisory relationship.
Bottom Line
A credible Amanie-advised Islamic range whose value depends on the channel: excellent through EPF i-Invest at 3%, ordinary at full IUTA pricing.
Read full AHAM Asset Management reviewShariah Compliance & Oversight
Amanie Advisors appointed for Shariah advisory across AHAM's Islamic (Aiiman) capability (AIIMAN Shariah advisor page, crawled 2026-08-06).
2026-08-06
Why It's Halal
The fund is managed within AHAM's Islamic investment capability where Amanie Advisors has been appointed to provide Shariah advisory services (AIIMAN Shariah advisor page, crawled 2026-08-06). Amanie, founded by Datuk Dr. Mohd Daud Bakar, is one of the most recognised Shariah advisory firms globally, and the same firm oversees Malaysia's Islamic ETF range. Portfolio holdings are screened to the SC Shariah Advisory Council compliant list, and AHAM publishes a dedicated Shariah funds list separating the Islamic range from its conventional shelf (aham.com.my Shariah listing, crawled 2026-08-06).
Regional Availability
AHAM Asset Management serves all of Malaysia
✓ Available nationwide including Pahang
Start Investing: AHAM Asset Management
Visit AHAM Asset Management's website to get current terms, check eligibility for Pahang, and get started today.
See pricing & termsOpens AHAM Asset Management's site, you're not committing to anything
Compare With Other Options in Pahang
18 other investing products available to Pahang residents
Shariah-screened index ETF · Nationwide
NationwideShariah dividend index ETF · Nationwide
NationwideShariah-screened US equity index ETF · Nationwide
NationwideShariah-compliant equity growth fund · Nationwide
NationwideHalal Investment Growth Estimate
See how your halal investments could grow over time
Total Value
RM 343,778
Contributed
RM 130,000
Growth
RM 213,778
Hypothetical projection. Past performance does not guarantee future results.
Compare FundsFrequently Asked Questions
What is AHAM Asset Management AHAM Aiiman Growth Fund?
Why is AHAM Asset Management AHAM Aiiman Growth Fund considered halal?
Is AHAM Asset Management AHAM Aiiman Growth Fund available in Pahang?
What Shariah oversight does AHAM Asset Management have?
What financing structure does AHAM Asset Management AHAM Aiiman Growth Fund use?
How do I apply for AHAM Asset Management AHAM Aiiman Growth Fund in Pahang?
How do rural Pahang residents access Islamic banking?
What agricultural halal financing serves Pahang?
Halal Finance Score
Are your investments Shariah-screened? Check all 7 categories.
Average score: 63/100
Stay Updated
Get halal investment insights and fund launches
Free. No spam. Unsubscribe anytime.
Explore All Investing in Pahang
Compare every investing option side-by-side with filters, ratings, and Shariah oversight details.
Reviewed quarterly and updated for major content changes.
Important: HalalWallet provides educational information and comparisons to help you explore halal financial options. We do not provide financial, legal, or religious advice. Product structures and Shariah compliance oversight vary by provider. Always verify halal compliance directly with providers and consult with qualified Islamic finance advisors or scholars for guidance on specific products and your individual circumstances.