Faraid Calculator Malaysia (2026): How to Work Out Each Heir's Share in Ringgit

A faraid calculation has four steps: work out the net estate after funeral costs, debts and any wasiat (bequest) of up to one third; give the fixed-share heirs their Quranic fractions; hand what remains to the residuary heirs (asabah), with sons taking twice a daughter's share; and, if the fractions add to more or less than one, adjust by awl or radd. Malaysia's Syariah Courts apply this through the Sijil Faraid, and JKSM links an online e-Faraid system from its applications page. This guide gives the shares table, three worked estates in ringgit, the official tools and their inputs, and the assets that never enter the calculation. HalalWallet's own faraid calculator runs the same arithmetic.

Step one: what is deducted before anyone inherits

The estate that faraid divides is the net estate. Three things come off the top, in this order: reasonable funeral and burial costs; the deceased's debts, which include unpaid zakat, outstanding financing balances, personal loans and, for a husband, any unpaid mahar (dowry); and any wasiat, which is valid only up to one third of what remains after debts and only to people who are not already faraid heirs, unless the heirs consent. The Syariah Court's heir inquiry establishes who the heirs are and whether the marriage was valid and subsisting; JKSM's FAQ lists the tests the court applies for a spouse, including whether the marriage was valid under Hukum Syarak, whether death occurred after the akad, and whether a divorced wife was still within the iddah of a revocable talaq. Our dying without a wasiat guide explains what happens when no bequest exists.

Step two: the fixed-share heirs

Sons are never fixed-share heirs; they are residuary heirs who take whatever is left after the fractions, sharing with daughters at two to one. When a son exists he also blocks siblings, uncles and other distant relatives. When no son exists, the father takes the residue; when neither exists, brothers, then nephews, then paternal uncles, in that order. The faraid explainer covers the blocking rules (hijab) in full; the examples below show how the fractions behave with money attached.

Worked example 1: husband dies leaving wife, two sons and a daughter

Ahmad dies leaving a net estate of RM600,000 after funeral costs and debts, with no wasiat. His parents died before him. The wife takes 1/8 because there are children. The children share the remainder as residuary heirs, each son counting as two daughters, so the residue splits into five parts.

• Wife: 1/8 x RM600,000 = RM75,000
• Residue: RM600,000 less RM75,000 = RM525,000, divided into 5 parts of RM105,000
• Each son: 2 parts = RM210,000 (RM420,000 for both)
• Daughter: 1 part = RM105,000
• Check: RM75,000 + RM420,000 + RM105,000 = RM600,000

Had Ahmad's mother survived him, she would have taken 1/6 (RM100,000) first, and the children's residue would have fallen to RM425,000, split 2:2:1 as RM170,000, RM170,000 and RM85,000.

Worked example 2: wife dies with no children

Aminah dies leaving RM300,000 net, a husband, her mother and her father, and no children or siblings. The husband takes 1/2 because there is no child. The mother's share would ordinarily be 1/3 of the whole, but in this configuration (spouse plus both parents, known as the umariyyatan cases) the mother takes one third of what remains after the spouse, so that the father, as residuary heir, is not left with less than the mother.

• Husband: 1/2 x RM300,000 = RM150,000
• Remaining after spouse: RM150,000
• Mother: 1/3 of the remainder = RM50,000
• Father: residue = RM100,000
• Check: RM150,000 + RM50,000 + RM100,000 = RM300,000

Note what the husband does not get: the whole estate. Many couples assume a surviving spouse inherits everything; under faraid the spouse's maximum is half, and in-laws inherit alongside. That is the gap a hibah or a joint-ownership arrangement is designed to close, as the hibah estate planning guide explains.

Worked example 3: a father leaves a wife and two daughters only

Razak dies leaving RM480,000 net, a wife, two daughters, no sons, no parents, and one full brother. The wife takes 1/8 (children exist). Two daughters without a son share 2/3. The fractions sum to 19/24, leaving 5/24 as residue, which passes to the brother as the nearest male agnate.

• Wife: 1/8 x RM480,000 = RM60,000
• Two daughters: 2/3 x RM480,000 = RM320,000, or RM160,000 each
• Brother (asabah): remainder RM100,000
• Check: RM60,000 + RM320,000 + RM100,000 = RM480,000

This is the case that drives most wasiat and hibah planning in Malaysia. A father who wants his daughters to receive the brother's RM100,000 can give it to them during his lifetime by hibah, since a hibah completed before death is not part of the estate, or can leave a wasiat of up to one third to a non-heir such as a grandchild. He cannot use a wasiat to increase the daughters' own shares without the other heirs' consent after his death.

Awl and radd: when the fractions do not add to one

Sometimes the fixed shares exceed the estate. A woman dies leaving a husband (1/2) and two full sisters (2/3): the fractions total 7/6. Awl scales every share down in proportion, so the husband takes 3/7 and the sisters 4/7 between them; on RM210,000 that is RM90,000 to the husband and RM60,000 to each sister. The opposite case, radd, arises when the shares fall short and there is no residuary heir: a woman leaves only a daughter (1/2) and her mother (1/6), totalling 2/3. Classical radd returns the surplus to the fixed-share heirs in proportion, giving the daughter 3/4 and the mother 1/4. In Malaysia the treatment of that surplus is a matter of state practice; the Syariah Court may direct it to Baitulmal rather than back to the heirs, which is why the official calculators ask for the state and why the Sijil Faraid, not a website, is the binding figure.

The official tools: JKSM e-Faraid and the Syariah Court

The Department of Syariah Judiciary Malaysia (JKSM) lists Sistem e-Faraid among its online applications at efaraid.esyariah.gov.my. It is the official calculator: you enter the deceased's gender, the surviving heirs by category and number, and the net value of the estate, and it returns each heir's fraction and ringgit amount under the rules applied by the courts. On 12 September 2026 the e-Faraid address was not serving pages when we tested it, so if it is down use the court counter or a trusted calculator for a preliminary figure and treat the court's certificate as final.

The binding document is the Sijil Faraid (faraid certificate) issued by the Syariah Court of the state where the deceased lived. JKSM's FAQ sets out both the process and the documents.

• Submit the completed application form at the Syariah Court registry.
• The registry checks the application and, if complete, registers it.
• The heir inquiry (siasatan waris) is held on the registration day or a date the court fixes; bring the heirs or their representatives.
• After the inquiry the court performs the calculation.
• The certificate is issued within 5 days of the inquiry being completed; the court informs you on the day the inquiry ends.

Documents: the application form; the death certificate or statutory declaration; copies of the heirs' identity cards or birth certificates; copies of property titles, bank passbooks or statements; a valuation certificate if there is one; and the process fee, which JKSM lists as RM30, RM20 or RM10 depending on the full value of the estate. The Sijil Faraid is then presented to whichever body administers the estate: the Land Office for small estates, AmanahRaya, or the High Court. AmanahRaya, the government-owned public trustee under the Public Trust Corporation Act 1995, states that administration can take from three months to several years depending on the assets and any dispute, and that it can administer estates summarily; our comparison of AmanahRaya, as-Salihin and Wasiyyah Shoppe covers the private alternatives.

Assets that are settled before faraid starts

Running a calculator on the wrong total is the commonest error. Several assets pass outside the estate or pass through a nominee rather than directly to heirs.

• EPF savings: the nominee of a Muslim member is not an heir but an administrator. JKSM cites the National Fatwa Committee's 1973 decision, presented to the Conference of Rulers on 20 September 1973, that nominees for EPF, post office savings, bank, insurance and cooperative monies act as the executor (wasi) who receives the money and distributes it to those entitled under faraid. See the EPF nomination guide.
• Takaful benefits with a conditional hibah nomination: paid to the named recipient as a gift, not into the estate, under the takaful certificate's hibah clause. The takaful hibah guide explains when the nomination is a hibah and when it is a trust.
• Assets transferred by hibah during life: a completed gift is the recipient's property. AmanahRaya's HiBAHKU, for instance, lets a donor transfer encumbrance-free or still-financed assets with AmanahRaya as representative before and after death.
• Joint accounts and jointly held property: only the deceased's share enters the estate, and proving that share is a documentary question for the court.
• Tabung Haji, unit trust and ASNB balances with nominees: treated like EPF, the nominee distributes according to faraid unless a valid hibah instrument says otherwise.

Our view: which figure should you trust?

Use a calculator, ours or JKSM's, to plan: to see that a wife with children receives one eighth, that daughters without a brother leave a residue to uncles, and that a surviving husband takes at most half. Use the numbers to decide what to move out of the estate by hibah, what to leave by wasiat, and whether to nominate. Then, when a death occurs, treat only the Sijil Faraid as authoritative, because the court's heir inquiry and the state's treatment of radd can change the result. The estate planning hub and the Islamic will guide hold the planning side. Facts checked against jksm.gov.my, esyariah.gov.my and amanahraya.my on 12 September 2026.

Frequently asked questions

Is there an official faraid calculator in Malaysia?

Yes. JKSM lists Sistem e-Faraid among its online applications at efaraid.esyariah.gov.my, and the state Syariah Courts perform the binding calculation when they issue a Sijil Faraid. The e-Faraid site was not loading when we checked on 12 September 2026; the court counter and reputable calculators such as HalalWallet's give the same arithmetic for planning purposes.

What information does a faraid calculator need?

The deceased's gender; the surviving heirs by category and number (spouse, sons, daughters, mother, father, grandparents, full, paternal and uterine siblings, and more distant agnates); whether any heir died before the deceased; the net estate after funeral costs, debts and wasiat; and, for radd cases, the state, because treatment of the surplus varies.

How much does a Sijil Faraid cost?

JKSM lists the process fee as RM30, RM20 or RM10 depending on the full value of the estate. You also need the application form, the death certificate, the heirs' identity documents, copies of property titles or account statements and any valuation certificate. The certificate is issued within five days of the heir inquiry being completed.

Does EPF go through faraid?

The nominee receives the money, but as an administrator rather than an owner. The National Fatwa Committee ruled in 1973, as cited by JKSM, that EPF and similar nominees are the deceased's wasi, obliged to distribute the funds to the heirs entitled under faraid. A member who wants a specific person to keep the money needs a hibah instrument, not just a nomination.

Can a wasiat change faraid shares?

Not directly. A wasiat is valid up to one third of the net estate and only in favour of people who are not already faraid heirs, unless the other heirs consent after the death. To benefit a daughter or a wife beyond her faraid share, use a hibah completed during your lifetime, a conditional hibah on a takaful certificate, or joint ownership with clear documentation.

What happens if the fractions add up to more than the estate?

The court applies awl, scaling every fixed share down in proportion. A husband (1/2) and two full sisters (2/3) total 7/6, so the husband receives 3/7 and the sisters 4/7 between them. If the fractions fall short and no residuary heir exists, the surplus is dealt with by radd or directed to Baitulmal according to the state's practice.