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140 articles
Islamic Credit Cards in Malaysia (2026): Ujrah, Tawarruq and the Cards Worth Holding
How a credit card can be halal, why CIMB converted its whole card book from Ujrah to Tawarruq in January 2026, and which printed rewards actually pay. The full comparison.
Hong Leong MSIG Takaful Review (2026): The Overachiever That Publishes Prices
HLMT publishes real prices (Tenang 75 at RM75 a year, i-Tulus from RM1,200), routes payouts into Tabung Haji, and pays RM10,000 immediately on death. The full review.
Takaful vs Conventional Insurance in Malaysia (2026): The Real Structural Differences
Both pay claims. The difference is who owns the pool, who keeps the surplus, and what the fund invests in. Here is the honest comparison, with Malaysian evidence.
Family Takaful in Malaysia (2026): Protection, Savings and What Operators Publish
Family takaful is Malaysia's Shariah-compliant answer to life insurance. Here is how the plans work, what they cost where prices are published, and which operators disclose most.
Motor Takaful in Malaysia (2026): What the Operators Offer
Comprehensive car takaful is one of the few products you can buy fully online with published discounts. Etiqa and Kaotim lead; here is how the options compare.
Is Takaful Actually Different? An Honest Assessment for Malaysia (2026)
Critics say takaful is insurance with Arabic labels. Sometimes they have a point. Here is where the difference is real, where it is thin, and how to tell in Malaysia.
Choosing a Takaful Operator in Malaysia (2026): The Documents to Demand
All 11 operators are licensed and Shariah-governed. The difference is what they disclose. Here is the document checklist that separates the best from the rest.
How BNM Regulates Takaful (2026): IFSA 2013, Licences and Your Protections
Malaysia's takaful market runs on the Islamic Financial Services Act 2013: separate licences, mandatory Shariah committees and PIDM protection. Here is what that means for you.
Takaful Malaysia Review (2026): The Founding Operator, Forty Years On
Syarikat Takaful Malaysia has run since 1984, posted RM3.78 billion FY2025 revenue, and built the Kaotim digital brand. Here is the full operator review.