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Explore expert analysis on halal finance, ethical investing, and wealth management.

103 articles

The SC Shariah-Compliant Securities List Explained (2026)
Article7 Aug 2026

The SC Shariah-Compliant Securities List Explained (2026)

The single document underneath all Malaysian halal investing: how the SAC screens stocks, what happens on reclassification, and how investors should actually use the list.

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HalalWallet Editorial Team
How to Verify a Shariah Fund in Malaysia (2026): The Ten-Minute Checklist
Article7 Aug 2026

How to Verify a Shariah Fund in Malaysia (2026): The Ten-Minute Checklist

Who names their scholars, who names a firm, and who names nobody: the verification method we use on every Malaysian halal investment product, and what we found.

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HalalWallet Editorial Team
Islamic Home Financing in Malaysia (2026): The Complete Guide
Article7 Aug 2026

Islamic Home Financing in Malaysia (2026): The Complete Guide

Contracts, margins, ceiling rates, Ibra and the printed prices banks would rather you did not compare. Everything a Malaysian buyer needs before signing a home financing-i offer.

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HalalWallet Editorial Team
Islamic Home Financing Rates Compared (2026): Who Prints a Price and Who Makes You Ask
Article7 Aug 2026

Islamic Home Financing Rates Compared (2026): Who Prints a Price and Who Makes You Ask

Bank Islam prints 3.55%. Hong Leong Islamic prints 3.60% with a worked example. HSBC Amanah prints 4.50%. The rest of the market makes you request a quote. The full comparison.

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HalalWallet Editorial Team
Musharakah Mutanaqisah vs Tawarruq Home Financing (2026): The Contract Behind Your Malaysian Mortgage
Article7 Aug 2026

Musharakah Mutanaqisah vs Tawarruq Home Financing (2026): The Contract Behind Your Malaysian Mortgage

One contract makes you the bank's partner. The other makes you a commodity buyer with a deferred bill. Both are approved, but they are not the same thing. Here is the honest comparison.

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HalalWallet Editorial Team
First-Time Buyer Islamic Home Financing in Malaysia (2026): Zero-Deposit Routes That Actually Exist
Article7 Aug 2026

First-Time Buyer Islamic Home Financing in Malaysia (2026): Zero-Deposit Routes That Actually Exist

SJKP guarantees, Skim Rumah Pertamaku at 110%, a first-home scheme for under-40s and green preferential rates. The verified paths for Malaysians buying a first home the halal way.

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HalalWallet Editorial Team
Islamic Home Refinancing in Malaysia (2026): Rates, Stamp Duty Waivers and the Conventional-to-Halal Switch
Article7 Aug 2026

Islamic Home Refinancing in Malaysia (2026): Rates, Stamp Duty Waivers and the Conventional-to-Halal Switch

Bank Islam prints 3.55% on refinancing. OCBC waives 100% of stamp duty when you leave a conventional loan. Maybank pays you to convert. How to run the switch properly.

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HalalWallet Editorial Team
Islamic Car Financing in Malaysia (2026): The AITAB Guide
Article7 Aug 2026

Islamic Car Financing in Malaysia (2026): The AITAB Guide

Lease first, own later: how Al-Ijarah Thumma Al-Bai actually works, which banks print their rates (one does), and how to negotiate when the rest make you ask.

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HalalWallet Editorial Team
The Hire Purchase (Amendment) Act 2026: What Changes for Islamic Car Financing in Malaysia
Article7 Aug 2026

The Hire Purchase (Amendment) Act 2026: What Changes for Islamic Car Financing in Malaysia

From 1 June 2026, new hire purchase agreements use the fixed rate reducing balance method. Here is what the banks have printed about it and what the switch means for your instalments.

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HalalWallet Editorial Team
Reviewed by: HalalWallet Editorial TeamLast reviewed: 2026-08-07Disclosure: No provider pays for placement or ranking on this page. Editorial policy and full disclosures.

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