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Explore expert analysis on halal finance, ethical investing, and wealth management.
140 articles

Faraid Calculator Malaysia (2026): How to Work Out Each Heir's Share in Ringgit
The fixed shares, the residuary rule, awl and radd, three worked Malaysian estates in ringgit, where JKSM's e-Faraid and the Syariah Court's Sijil Faraid fit, and the assets settled before faraid starts.

ASN Sukuk Review (2026): ASNB's Shariah Fund, Yield and ASB Compared
ASN Sukuk is ASNB's variable-price, Shariah-certified sukuk fund: RM10 to start, 0.40% management fee, quarterly distributions near 1.05 sen and a 3.69% three-year annualised return. How it differs from ASB.

Al Rajhi DuitPlus Savings Account-i Review (2026): Rates, App and PIDM Cover
Al Rajhi Bank Malaysia's DuitPlus Savings Account-i pays tiered Tawarruq profit from 0.67% to 3.50% a year, with Savings Pots at 3.08%. We check the tiers, the MY alrajhi app, Term Deposit-i and PIDM cover.

What Is SBR? Standardised Base Rate and Islamic Home Financing (2026)
The SBR is 2.75% at every Malaysian bank because it equals the OPR. Your Islamic home financing rate is SBR plus a spread, and only the spread differs. How it works, who prints what, and the new 60-day rule.

Bank Islam Qard Savings Account-i Review (2026): Al-Awfar, Rates, Minimums
Bank Islam's Qard Savings Account-i pays no contractual return, Al-Awfar pays 0.01% plus prize draws, and Term Deposit-i Tawarruq pays 1.75% to 2.10%. The printed figures, fees and whether the draw is worth it.
Islamic Business Financing in Malaysia (2026): Options for SMEs
From bank term financing to guarantee schemes, micro financing and Islamic P2P, how Malaysian SMEs raise capital without riba and what lenders look for.
Is Crypto Halal in Malaysia? What the SC Shariah Advisory Council Ruled (2026)
Malaysia is one of the few countries whose national Shariah authority has ruled on crypto. What the SC's council resolved, what it left open, and how to act on it.
Ar-Rahnu in Malaysia (2026): How Islamic Pawnbroking Actually Works
Ar-rahnu turns household gold into interest-free liquidity with a safekeeping fee. How the contract works, what it costs, and when it beats personal financing.
Is Buy Now Pay Later Halal in Malaysia? SPayLater, Atome and the Fiqh (2026)
BNPL has spread through Malaysian e-commerce faster than the fiqh discussion around it. How the schemes work, where riba can hide, and rules for using them safely.